0% Financing for Renovations | GSR Basements × Financeit
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0% Financing · Powered by Financeit

Build Now.
Pay Over 2 Years.
0% Interest.

Don't let upfront cost decide the kind of home you live in. GSR Basements partners with Financeit — Canada's leading home-improvement lender — so you can start your project today and pay it off over time at 0% interest.

See Plans
Proud Partner Financeit — Canada's leading home-improvement financing partner
Financing through Financeit
10,000+
Merchants
$100K
Max Loan
0%
Up to 24 mo

Flexible Plans. Tailored to Your Project.

Every plan is built around your approved fixed quote. All three project types have specific monthly anchors — final terms confirmed at your free consultation.

Most Popular
Flagship Plan · Bathroom Renovations

0% Interest for 24 Months

Designed for full bathroom renovations — start the build now, pay it off over 2 years at zero interest.

Starting at $590 /month

0% Interest · 24 Months · No Hidden Fees

  • Zero interest for the full 24 months
  • Fixed monthly payment — no rate changes
  • Instant pre-approval in minutes
  • No prepayment penalty — pay it off any time
  • Covers bathroom demos, rebuilds, and upgrades

*$590/month is a rough estimate subject to change based on your approved project quote. Final monthly payment confirmed after site visit. Subject to credit approval.

Personal Basements

Finance Your
Dream Basement

Custom living spaces typically run $43K–$70K. Keep monthly payments manageable and build the basement you actually want.

As low as $550 /month

Flexible term · No prepayment penalty

  • Fixed monthly payment
  • Instant pre-approval in minutes
  • No prepayment penalty
  • Loans up to $100,000 available
  • Open loan — pay it off any time
Learn About Personal Basements →

*$550/month is a rough estimate. Final payment based on approved quote, term, and credit profile. Subject to credit approval through Financeit.

Legal Second Units

Finance Your
Second Unit

Legal second units typically run $48K–$90K. Let your future tenant's rent help cover the monthly payment.

As low as $600 /month

Flexible term · No prepayment penalty

  • Tenant rent can offset monthly payments
  • Fixed monthly payment
  • Instant pre-approval in minutes
  • Loans up to $100,000 available
  • Open loan — pay it off any time
Learn About Second Units →

*$600/month is a rough estimate. Final payment based on approved quote, term, and credit profile. Subject to credit approval through Financeit.

Financing in 4 Simple Steps.

No runaround. No credit traps. Here's the full process from first call to funded project.

1

Get a Rough Quote

Use our 5-minute quote calculator. You'll get a rough price range for your bathroom, basement, or second unit in your inbox.

2

Free In-Home Consultation

We visit your home, take measurements, and give you a detailed fixed quote — so we know the exact loan amount to structure financing around.

3

Apply Through Financeit

Once you're happy with the quote, we'll send you our dedicated Financeit application link. Instant pre-approval, e-sign, done in minutes.

4

We Build. You Pay Monthly.

Financeit pays us directly after e-sign. We start construction on schedule. You pay one fixed monthly amount — no surprises.

Built for Homeowners. Backed by Canada's Largest Lender.

Financeit powers financing for over 10,000 Canadian merchants. Here's why it's the smartest way to pay for your renovation.

Instant Pre-Approval

Quick application, soft credit check, and instant decision — often in minutes. No waiting days for a response from the bank.

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0% Promotional Interest

Qualified bathroom renovations get 0% interest for up to 24 months. Pay exactly what the project costs — nothing more.

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Fixed Monthly Payment

Your payment is locked at signing. No rate adjustments, no hidden fees, no surprises on your statement.

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Up to $100,000

Financing covers projects from a $15K powder room to a $90K legal second unit. One application, one approval, one monthly payment.

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No Prepayment Penalty

Want to pay the loan off early when that bonus comes in? Do it. You'll never be charged extra for paying faster than scheduled.

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Trusted Canadian Lender

Financeit has been the go-to home-improvement financing platform in Canada for over a decade. Transparent terms, clear agreements.

Financing FAQs

Do I qualify for 0% financing?
The 0% / 24-month promotional plan is available on qualifying bathroom renovations and subject to credit approval through Financeit. Larger projects (full basements, second units) qualify for custom-term plans at competitive rates. We'll confirm exactly what you qualify for during your free consultation.
How do I apply?
We don't post our dedicated Financeit application link publicly. Start by requesting a free fixed quote — once we've scoped your project and you're ready to proceed, we'll send you our application link directly. Pre-approval takes minutes.
Does applying hurt my credit score?
Financeit's initial pre-approval uses a soft credit check that does not affect your credit score. A hard check only happens if you choose to move forward after pre-approval.
What's the maximum I can borrow?
Financeit offers home-improvement loans up to $100,000. That easily covers everything from a $15K powder-room refresh to a $90K full legal second unit build.
Can I pay off the loan early?
Yes. Every Financeit loan we set up is open — meaning you can pay it off in full at any time with no prepayment penalty.
What happens after I'm approved?
Once you e-sign the financing agreement, Financeit transfers the project funds directly to GSR Basements. We start construction on your confirmed start date. You pay Financeit one fixed monthly amount — we're paid in full, you're never out of pocket upfront.
Is there a deferred-payment option?
Yes — depending on project size and approval, Financeit offers deferred-payment plans (no payments or interest for 3 or 6 months). Ask about this during your consultation if you'd prefer to defer your first payment.
Is Financeit a reputable lender?
Yes. Financeit is one of Canada's largest home-improvement lenders, with over 10,000 merchant partners across the country and a decade-plus track record. All loan terms are transparent and fully disclosed before you sign.

Your Renovation,
Paid Over Time.

Get a free fixed quote — then we'll walk you through the financing plan that fits your project and your budget.

Free site visit  ·  Fixed-price quote  ·  0% financing available  ·  GTA-wide service